LongTermCare Insurance
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Long Term Care Insurance

Help protect your assets against the cost of long term care with customized protection through the variety of individual plans available through the NGAUS/EANGUS Long Term Care Insurance Program. The plans included in the NGAUS/EANGUS Long Term Care Insurance Program provide you with benefits to reimburse covered nursing home care, home health care, adult day care and more.

New Home Care Plus Solutions – New Plan Design Enhancement

Receive care from the comfort of your own home!

As a member of NGAUS/EANGUS, you have the exclusive access to the Home Care Plus Plan Designs at a discount! This coverage helps protect your family savings from the high costs of home care services.

This exciting new Plan design enhancement provides:
Home Care - 1st day coverage for homecare needs. Plus - Coverage for care in an Assisted Living Facility, Memory Care unit, and even Nursing Home coverage. The majority of long-term care needs are short-term. However, even a short-term care need can be emotionally and financially draining. This program is designed to affordably help members.

Premiums start as low as $30 a month
3 Simple Plan Choices - Gold, Silver & Bronze
33% of the covered benefit paid to a professional provider can be paid to a family care-giver.

Call 1-800-616-8759 for more information.

The NGAUS/EANGUS Long Term Care Insurance Program offers these benefits:

  • A Cost-Effective Way To Help Preserve The Assets You've Worked So Hard To Build: As people reach increased ages, there is an increased risk of chronic health problems and a greater need for some form of long term care.
  • Better Manage How Your Future Long Term Care Needs Are Met: Long term care insurance can help pay for the covered ongoing long term care costs that can occur as you get older.
  • Available To Members And Their Families: You, your spouse, your parents, and parents-in-law may apply for this coverage.
  • Build A Plan To Meet Your Needs And Fit Your Budget: Choose from many daily benefit options, the length of benefit payments and the elimination period before your benefit payments begin. Inflation protection options may also be available.
    Compare the benefit rates and other options of several highly rated long term care providers. The Long Term Care Resources Network, available to NGAUS/EANGUS members like you, can help you decide which plan is best for you.
  • Pays Benefits During Covered Nursing Home Stays
  • Home and Community Care Coverage Is Also Available

Don't Wait To Apply:

The fact is, age is a key element to consider when you are weighing the costs of Long Term Care insurance. Each year you wait could cost you more money, and a change in your health status may keep you from qualifying.

In connection with the endorsement and the service provided, NGAUS/EANGUS will receive a royalty payment.

This Web site should be considered an advertisement and is not a contract. Products and Services mentioned in this website may not be available in all states.

Answers about the plan, including eligibility, options, enrollment, customer service and more.

The cost for nursing home private room care varies by state. To learn more simply call 1-800-616-8759.

If you are thinking of waiting to purchase long term care insurance coverage, consider the impact of waiting:

  • Increases the risk of being ineligible for insurance
  • Decreases the overall time you have long term care insurance coverage
  • Can increase the overall cost of coverage because premium rates increase with age

Waiting delays covering your long term care risk and can cost you money.

While many people think the federal government pays for long term care expenses, nationally, over 25 percent of all nursing home expenses are paid out-of-pocket by individuals and their families. Neither Medicare, Medicare Supplement Insurance nor the major medical health insurance provided by employers is designed to pay for long term care expenses.

We're here to help! Please contact us in whatever manner is most convenient for you.

Administered by:

Mercer Consumer
12421 Meredith Drive
Urbandale, IA 50398
Phone: 1-800-616-8759 (7:00 a.m. to 5:00 p.m., CST, M-F)
Email: NGAUS.service@mercer.com

Get your no-obligation consultation

Call the Advisory Center today

for your no-obligation consultation.

1-800-616-8759

LTC Planning Tool

Visit an interactive and educational long term care evaluation tool to assist you with your long term care planning.

LTC Planning Tool

Our Role & Compensation

Details of Mercer disclosure of the compensation.

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